Last Update: Nov 2022
Before using any Razybits application or services you are required to acquaint yourself with the Terms of Use (“Terms”) and this Privacy Policy (“Policy”). The Policy forms an integral part of the Terms and all definitions and names shall have the respective meaning defined therein. By downloading, installing, using or otherwise accessing Money application or related Razybits services, you are expressing your acceptance and willingness to be bound by the Terms, including the Policy. We refer to all of these products, together with our other services and websites as “Services” in this policy.
Our philosophy is to keep your data as private and as secure as our own data. We use our own applications/services in our daily lives, so we care a lot about our data too. We do not collect personal information. Your data stay on your device and are synced through iCloud, where only you can have access to them.
Device and Connection Information: We collect information about your phone, tablet, or other devices you use to access Razybits applications or services. We collect information through your device about your operating system, device identifiers, and crash data. We don’t use analytics services.
App content you provide us for inspection and debugging: If you are facing issues using our Razybits applications or services, we may request you to provide us with more information about your data. Since data are stored on your device, it might happen that they can get corrupted, thus making the app behave in an unexpected or unintended way. If we do not resolve the bug or cannot reproduce it, we may request you to provide a copy of your data to test run them on our testing devices. You choose to do so or not, it is up to you. If you want to help us identify and fix your bug faster, you can send a protected copy of the requested files. Please create a password protected zip archive and send it over to us. You can send the password in a separate email after that. After receiving your data, we will anonymize by obfuscating all account names, transaction descriptions, budget names etc. Also, we will multiply the transaction amount with a randomly generated number, so that we cannot see the real value of your transaction. For example, an avocado toast costed you 10 Euros. We multiply it with a totally random number between 1 and 100, and then we get something like 19,235. So we see something like this: “hshkshghd shhs 19,235 Euro”.
You acknowledge that in relation to the Personal data processing you have the right to access your Personal data. If you find or presume that the Provider or any of data processors is carrying out processing of your Personal data which is in contradiction with the protection of your private and personal life or with the law, you are entitled to contact them with a complaint concerning the processing of your Personal data and ask for explanation and/or require them to remedy the arisen state of affairs, in particular by blocking (from 25. 5. 2018 “restriction of the processing”), rectification, supplementing or liquidation (from 25. 5. 2018 “erasure”) of your personal data. You acknowledge that you have also right to object, on grounds relating to your particular situation, to processing based on legitimate interest (service improvement and development), including profiling (from 25. 5. 2018). You furthermore acknowledge that you have also right to object to processing for direct marketing purposes (from 25. 5. 2018). Where you object to processing, the Provider will no longer process your Personal data for the respective purposes. You acknowledge that you have the right to receive your Personal data, which you have provided to the Provider, in a structured, commonly used and machine-readable format and the right to transmit those data to another controller without hindrance from the Provider (from 25. 5. 2018). In exercising this right, you have the right to have your Personal data transmitted directly from the Provider to another controller, where technically feasible. The export feature of Yona allows you to receive your personal financial information data at any time. You acknowledge that you can also contact directly the Office for Personal Data Protection of the German Republic with your complaint.
Personal Data is being processed while you use the Razybits application or services account and until your consent to the processing is withdrawn and the app / apps are completely deleted from your devices. You need to delete your data from your iCloud account as well.
Our applications or services are built with your privacy in mind, that is why you can request us to completely delete everything we collect. On our end, we don’t have access to any of your financial data, but we can have your email address or phone number if you contacted us. Just send an email at privacy@razybits.com and we will process your inquiry.
The data deletion process has 2 phases: – Data deletion on device & your personal cloud instance – Data deletion manually with a request sent to us
You can delete all your historical financial data by removing the app from your device. Or if you use multiple devices, by removing the app on all devices.
Then you can send a data deletion request and we will remove all your contact data.
Razybits applications or services does not store or share any of your payment information. If you buy a Premium package or subscription service, everything is processed by the App Store. If the payment is successful, we get a confirmation from the app store servers and unlock the bought package.
We collect technical and anonymous data to ensure that the app is crash free and to eliminate all bugs as soon as possible. These data include but are not limited to information about your mobile device and system, internet connection or your use of Razybits applications or services. The purpose of the collection of technical data is to ensure quality, increase your comfort and further analyze and develop Razybits applications or services and related services.
Both, technical and anonymous data, are stored separately from the Personal Data and cannot be linked back to you in any way in order to identify you.
You agree that the anonymous data may be disclosed or sold to third parties, including outside the territory of the European Union.
Your Personal Data is stored on your devices. Applications or services of ours does not have access to them.
However, you agree that in the future we may decide to transfer your Personal Data abroad, including outside the territory of the European Union, and store it and process it with a help of cloud services provided by Amazon, Microsoft or Google.
In that case, your Personal Data is always transferred from you to the servers using secure SSL connections.
You acknowledge, that even Razybits applications or services use all standard security measures, the security of your Personal Data and other information can’t be guaranteed.
You have certain choices available to you when it comes to your information. Below is a summary of those choices, how to exercise them and any limitations.
Your Personal Data is stored and processed automatically in the electronic form on the secure servers with firewall protection and physical security measures. You acknowledge, that even Provider and other data processors use all standard security measures, the security of your Personal Data and other information can’t be 100% guaranteed.
We may change this privacy policy from time to time. We will post any privacy policy changes on this page and, if the changes are significant, we will provide a more prominent notice by adding a notice on the Razybits homepage. We will also keep prior versions of this Privacy Policy in an archive for your review. We encourage you to review our privacy policy whenever you use our services to stay informed about our information practices and the ways you can help protect your privacy.
If you disagree with any changes to this privacy policy, you will need to stop using our services and deactivate your account(s), as outlined above.
Your information is controlled by Razybits. If you have any queries relating to the protection and security of your data, please contact us at privacy@razybits.com.